Personal Loans: Wallet Wizard Line of Credit

Get up to $8000 fast in Perth

We know just how great living in Perth and WA can be, but sometimes just when you’re feeling on top of your day-to-day expenses that unexpected cost happens and you find you’re low on cash – so it’s good to know that Wallet Wizard has a simple and fast application process for a line of credit from $500 to $8000.

How does it work?

Wallet Wizard will give you:

Complete transparency and no hidden fees
A super-fast and easy online application process – no messy paperwork
A clever automated decisioning system that figures out if you are approved and for how much
Fast ongoing access to your available credit by redraw
Superior rock solid security you can trust

How to get a Wallet Wizard Line of Credit (Personal Loan)

All you need is:

Your internet banking details
Two types of identification (choose from your driver’s license, Medicare card or passport number)
Your BSB and bank account number (so we know where to deposit your money)
Plus all the usual stuff like your name, date of birth, address, employment information and details of your other loans and expenses

How much does it cost?

There are no nasty surprises – everything is laid out in the contract so you’ll always know.

Whilst many lenders charge large upfront fees and monthly flat fees, with Wallet Wizard you just pay interest on the unpaid balance.

Our simple approach extends to our fees:

Annual fee $0
Service Fee $0
Credit Limit increase fee $0
Over Limit Fee $0
Manual payment fee $0

A Direct Debit Reversal Fee of $0.55 applies but we won’t charge this if you get in touch with us first in accordance with the terms of your Direct Debit Request.

An Arrears Fee of $1.00 per day if the account is overdue for more than 14 days, capped at $100 per rolling 12 month period.

You will always be in the know

To make sure you’re prepared for your repayment we will notify you via SMS and by emailing your statement to you 3 days before your payment is due to be debited from your nominated bank account.

Extra Repayments

You can of course make extra repayments whenever you want to and pay off your balance faster without any additional charge or early repayment fees.

What is the interest rate?

The current annual interest rate is 47.8% p.a.

Apply Now

Credit Corp Financial Services Pty Limited trading as Wallet Wizard ABN 39 146 525 706 Australian Credit Licence 400871
Osko^® is a registered trademark of BPAY Pty Ltd ABN 69 079 137 518.

The minimum loan amount is $500 with a repayment period of 6 months. The maximum loan amount is $8,000 with a maximum repayment period of 27 months.
Representative Example: Total repayments for a $2,000 loan over 13 monthly repayments is $2,736.11. (Interest cost: $736.11 & Fees: $0)
Calculations based on the Wallet Wizard Smart Loan – Continuing Credit Contract annual percentage rate, which is currently 47.8% per annum.

^*If approved your money will be in your account within minutes of contract acceptance, 24 hours a day if your bank supports Osko® payments. If your bank doesn't support Osko payments, deposit can be made in 1 hour if your contract is accepted before 2:30pm (Sydney time) on a business day. Outside of business hours, funds will be deposited the next business day.

^#Subject to eligibility approval.

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Design and Distribution Obligations
As a responsible issuer and distributor of financial products, Wallet Wizard designs its products so they are likely to be consistent with the likely objectives, financial situations and needs of the consumers for whom they are intended, and takes steps to ensure that consumers are receiving products that are likely to be consistent with their likely objectives, financial situation and needs. We have prepared a Target Market Determination in accordance with the Design and Distribution Obligations under Pt 7.8A of the Corporations Act 2001. A copy may be obtained free of charge by writing to us at PO Box 4475, Sydney, NSW, 2001, emailing us at hello@walletwizard.com.au, or calling us on 1300 925 538.

We acknowledge the Traditional Custodians of the land on which we work and live and their connection to land, sea and community. We pay our respect to their Elders past and present, and extend that respect to all Aboriginal and Torres Strait Islander peoples today.