Fast Cash, Smart Loans

Borrow smarter: Fast, simple and secure loans with Wallet Wizard.

Wallet Wizard Smart Loans give you:

Access to fast cash from $500 to $8000.
Funds available in minutes once approved^*.
Affordable repayments that match your income schedule.
Access to ongoing funds via our redraw and credit limit increase features.

So, you have peace of mind knowing you’ll always be covered for life’s little cash emergencies.

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How do our Smart Loans work?

Fast online application & decision

Quick and secure online application. Our smart decisioning process can give you an outcome in minutes.

Get funds in minutes 24/7

Once approved, you could receive your cash within minutes, 24 hours a day. Plus enjoy no upfront or ongoing fees!

Ongoing access to credit

Once eligible, you can apply for a credit limit increase or redraw via the Members’ Area for a quick decision.

Quick Smart Loans

Simply complete a quick and straightforward application via our website and our smart decisioning process could give you a decision in minutes!

Fast cash once approved

With Wallet Wizard, you could get your money transferred to your bank account within minutes of contract acceptance, 24 hours a day if your bank supports Osko^® payments.*

Smart Loan repayments that work for you

We make sure that the Credit Limit you are approved for has repayments that are affordable and responsible for you; so, you can borrow with confidence.

Need more information about Wallet Wizard Smart Loans?

Check out our FAQs or contact one of our friendly team members for help with all your Smart Loan needs.

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No upfront or ongoing fees

Unlike other lenders, we do not charge upfront establishment or ongoing fees. With Wallet Wizard, you only pay interest on the unpaid balance, keeping your repayments affordable.

Head to walletwizard.com.au/costs for more info on our costs.

Access available cash in minutes!^*

Wallet Wizard’s award-winning Smart Loan is a great choice for accessing fast cash.

Credit Corp Financial Services Pty Limited trading as Wallet Wizard ABN 39 146 525 706 Australian Credit Licence 400871
Osko^Â® is a registered trademark of BPAY Pty Ltd ABN 69 079 137 518.

The minimum loan amount is $500 with a repayment period of 6 months. The maximum loan amount is $8,000 with a maximum repayment period of 27 months.
Representative Example: Total repayments for a $2,000 loan over 13 monthly repayments is $2,736.11. (Interest cost: $736.11 & Fees: $0)
Calculations based on the Wallet Wizard Smart Loan â€“ Continuing Credit Contract annual percentage rate, which is currently 47.8% per annum.

^*If approved your money will be in your account within minutes of contract acceptance, 24 hours a day if your bank supports OskoÂ® payments. If your bank doesn't support Osko payments, deposit can be made in 1 hour if your contract is accepted before 2:30pm (Sydney time) on a business day. Outside of business hours, funds will be deposited the next business day.

^#Subject to eligibility approval.

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Member of Australian Financial Complaints Authority

Design and Distribution Obligations
As a responsible issuer and distributor of financial products, Wallet Wizard designs its products so they are likely to be consistent with the likely objectives, financial situations and needs of the consumers for whom they are intended, and takes steps to ensure that consumers are receiving products that are likely to be consistent with their likely objectives, financial situation and needs. We have prepared a Target Market Determination in accordance with the Design and Distribution Obligations under Pt 7.8A of the Corporations Act 2001. A copy may be obtained free of charge by writing to us at PO Box 4475, Sydney, NSW, 2001, emailing us at hello@walletwizard.com.au, or calling us on 1300 925 538.

We acknowledge the Traditional Custodians of the land on which we work and live and their connection to land, sea and community. We pay our respect to their Elders past and present, and extend that respect to all Aboriginal and Torres Strait Islander peoples today.