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Smart Loan Anytime, Anywhere

Access available credit in just a few taps!

Quick applications and fast decisions.

Wallet Wizard is the best choice for accessing cash fast.

Bad credit Smart Loans

Life is complicated and full of ups and downs. Thankfully, Wallet Wizard recognises that everyone deserves a helping hand from time to time. That’s why we offer the opportunity to apply for an online Smart Loan between $500 and $5000 to everyone – even those with a poor credit rating.

How does applying for a bad credit loan work?

The smart technology we use individually assesses each applicant, based on their current financial situation, and not just their credit history. We do not rely solely on third party credit ratings. This means you can apply for a Smart Loan with Wallet Wizard even if you’ve been denied a loan in the past.

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Credit limits and repayment schedules to suit you

Securing a Smart Loan with Wallet Wizard is seriously quick and easy – and better yet, we make sure you can affordably pay it back without running into trouble. Our smart, sophisticated loan engine analyses your financial situation and determines the right redit limit for you.

How much can I borrow with bad credit?

You can apply to borrow any amount between $500 and $5000. We then make a decision based on all of the information you have supplied. The process is so fast, you won’t need to wait and wonder – you should know within minutes. Just give it a shot and see.

Helping you maintain your Smart Loan

Borrowing money involves making your repayments on time. But we understand sticky situations can sometimes arise. At Wallet Wizard, we want to help wherever we can. If you suspect you can’t make your repayments on time, contact us in advance.

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