Applying for a Smart Loan online in Australia

Wallet Wizard makes applying for a Smart Loan simple with a quick and secure online application. Our smart decisioning process can give you an outcome in minutes!

What do we need from you?

During our quick online application process, we’ll ask you for several details such as your name, phone number, date of birth, employment information and ID details. For a full list of what is required please visit our FAQs page here. We’ll also need recent bank statements, and we use secure technology to obtain your statements quickly and safely so we can review your income and financial situation in minutes.

Our smart decisioning process will then take care of the rest. If we need to perform a few extra checks, the process may take a little longer.

When do I get my Smart loan?

If you get approved and accept your contract, we can transfer your money into your bank account within minutes, 24 hours a day if your bank supports Osko® payments.*

Easy repayments, exceptional support

Our smart decisioning process ensures that your repayments fit in with your income and your financial commitments – we make it as simple as possible. We will send you a Statement of Account 3 days before your payment is due to be deducted from your nominated bank account. This details your next repayment amount.

We’re here to help - you can contact us via phone or you can email us anytime. Wallet Wizard makes getting a Smart Loan in Australia as hassle-free as possible.

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