Online Cash loans up to $8000

Fast and easy cash when you need it, anywhere in Australia

Wallet Wizard applications are 100% online – no messy paperwork required. Just complete the simple application form from any device. You can get access to cash up to $8000^#

Apply for your fast Smart Loan in 3 easy steps

Complete our fast and easy online application
Our smart decisioning process can give you an outcome in minutes
Once approved, you could receive your cash within minutes*

Does it cost anything to apply?

Unlike other online loan lenders in Australia, Wallet Wizard has no upfront fees or ongoing account keeping fees – just a single interest rate where you only pay interest on the unpaid balance.

What is the interest rate?

The current annual interest rate is 47.8% p.a.

Do I qualify?

We welcome applications from everyone over the age of 18 because we think everyone should be able to apply for fast cash with our Smart Loan. Our Smart Loan is designed to appeal and provide benefit to a broad range of consumers who want a loan of between $500 and $8000, and who can meet the repayments under the loan without substantial hardship. More into can be found in our TMD.

What do I need to apply?

All you need is:

Your internet banking details
Two types of identification (choose from your driver’s licence, Medicare card or passport number)
Plus other details like your name, date of birth, address, employment information and details of your other loans and expenses

Apply Now

Credit Corp Financial Services Pty Limited trading as Wallet Wizard ABN 39 146 525 706 Australian Credit Licence 400871
Osko^® is a registered trademark of BPAY Pty Ltd ABN 69 079 137 518.

The minimum loan amount is $500 with a repayment period of 6 months. The maximum loan amount is $8,000 with a maximum repayment period of 27 months.
Representative Example: Total repayments for a $2,000 loan over 13 monthly repayments is $2,736.11. (Interest cost: $736.11 & Fees: $0)
Calculations based on the Wallet Wizard Smart Loan – Continuing Credit Contract annual percentage rate, which is currently 47.8% per annum.

^*If approved your money will be in your account within minutes of contract acceptance, 24 hours a day if your bank supports Osko® payments. If your bank doesn't support Osko payments, deposit can be made in 1 hour if your contract is accepted before 2:30pm (Sydney time) on a business day. Outside of business hours, funds will be deposited the next business day.

^#Subject to eligibility approval.

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Design and Distribution Obligations
As a responsible issuer and distributor of financial products, Wallet Wizard designs its products so they are likely to be consistent with the likely objectives, financial situations and needs of the consumers for whom they are intended, and takes steps to ensure that consumers are receiving products that are likely to be consistent with their likely objectives, financial situation and needs. We have prepared a Target Market Determination in accordance with the Design and Distribution Obligations under Pt 7.8A of the Corporations Act 2001. A copy may be obtained free of charge by writing to us at PO Box 4475, Sydney, NSW, 2001, emailing us at hello@walletwizard.com.au, or calling us on 1300 925 538.

We acknowledge the Traditional Custodians of the land on which we work and live and their connection to land, sea and community. We pay our respect to their Elders past and present, and extend that respect to all Aboriginal and Torres Strait Islander peoples today.